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30. July 2010

Tuesday’s Twitterer To Follow: @Recessionista

Wondering who to follow in the big wide world of Twitter? There are plenty of great Twitterers out there tweeting about money, debt, and finance– the topics we know you love. So every other [...]

30. July 2010

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How to Vacation Even When You’re Doing Bad Credit Repair

The summer is here and while some of us are busy with bad credit repair, others are thinking about going on vacation and trying to figure out, perhaps for the first time, how to do that without a credit card. Fear not, though. Here are a few tips will let you relax, even after the [...]

26. July 2010

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How To Protect Yourself From A Debt Collector

We told you previously that complaints regarding debt collectors have skyrocketed. According to the Federal Trade Commission, harassment complaints jumped up by 50% in 2009. So what if you find yourself on the receiving end of harassment from a debt collector? Do you know what to do? It’s important to know your rights. Debt collectors are [...]

26. July 2010

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Retirement Readiness and Your Credit Score: 3 Things of Which to be Aware

The impact of credit scores on access to credit, housing, credit card availability, financing, and employment prospects has received considerable publicity; however, little attention has been to the effect of credit scores on retirement. Credit scores are an important aspect of any type of financial planning, and that includes retirement planning. In addition, credit scores [...]

23. July 2010

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Man Trying To Collect Thousands In Debt From Real Housewives Star

Daniel Aguilar says one of the stars of the “Real Housewives of New Jersey” owes him thousands of dollars. Aguilar told reporters that he was not harassing Danielle Staub in an attempt to get his money, he was simply working as a debt collector. “I am not threatening her,’’ Aguilar told NewJersey.com. “I don’t want [...]

23. July 2010

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Credit Management Tips for Small Business

Small business owners need to be good at credit management because, usually sooner than later, some form of financing will be necessary to grow the business. Small businesses often start out in the form of an individual offering a product or service that he or she performs personally, then may expand to include the work [...]

20. July 2010

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Should Seniors Delay Retirement? Six Reasons Why The Answer Is Yes

According to US News and World Report, the Senate Finance Committee is discussing the future plans of American seniors. Those nearing retirement may want to postpone it for a while in order to help themselves and the country. Experts say if Americans can work longer they’ll have a dramatic impact on the economy, Social Security [...]

20. July 2010

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Five Indexing Methods and their Effects on your Savings

Your savings is an important element of your financial situation. The higher your level of savings, the better you can handle an unexpected expense (e.g. furnace breaks), maintain a certain lifestyle in retirement (e.g. yearly trips to Europe), and deal with a major financial emergency (e.g. job loss). However, when you put your savings in [...]

16. July 2010

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New Study: More Americans Likely To Run Short Of Money In Retirement

A new study shows more Americans are running out of money in retirement. In the 2010 Employee Benefit Research Institute Retirement Readiness Rating, research showed dramatically more Americans are likely to run short of funds after one or two decades of retirement. Sixty-four percent of Americans in the two lowest income levels prior to retirement [...]

16. July 2010

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Is the Tax Refund Loan Obsolete?

A tax refund loan is a loan made against any potential return coming your way after filing your federal and state income taxes. Most tax loans are made when you file your return with a tax preparation company such as H&R Block or Jackson Hewitt but funded by a third-party not affiliated with the tax [...]

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